monthly-grocery-budgeting-centsible-indianIt’s interesting how my grocery purchases and grocery spending changed over the years. From the time I started staying away from home for work some 10 years ago, I’ve been planning my monthly expenses.

When I was single and stayed in Hostel for work, I had limited things to buy. The hostel provided food and shelter and I only had to buy for my personal needs. Even then, I remember planning my budget and monthly purchases. At the starting of every month, I created my list of things to buy and buy the non-perishable items (such as shampoo, soap etc) from the same store every month. Since it’s a bulk purchase, I used to get some perks from the store. The rest of the perishable items, I used to buy them as-needed basis. I don’t remember how I got this habit. But this method worked for me at that time.

When we got married around 8 years ago, I was clueless on how to budget for the family. I had no experience in cooking and I didn’t know what to buy, how long to keep them and how to store them. I guess it took me a year or so to figure out the basics.

How Much To Spend On Grocery:

Well.. it depends.. There is no right amount that fits all of us. Grocery budget depends on the number of persons in the family, food habits, number of times you cook, where you live etc.

Grocery budgeting includes all the perishable, non-perishable food items, personal care and other items you buy for the family. It includes food, soap, shampoo, toilet paper, rice, cleaning products, laundry detergent etc. Grocery budget doesn’t include going out and eating in restaurants.

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My Grocery Budget AND This Week’s Spending:

We are a family of 3 (2 adults and a toddler) and we try to eat healthy at home. I also buy organic products as much as I can without breaking the bank. I remember paying just $150 a month for a whole month of grocery, years ago. But it’s no longer the case and our current grocery budget is $400 per month.

The above picture shows the list of items I bought this week. So far we spent $97.76 in September. I have $302.24 left for this month. One thing I’m trying hard to avoid is taking my toddler to grocery shopping. I realized, If I take him for shopping I’ll easily spend $5 on extra items.

I’d LOVE to hear from YOU. What are 1-2 grocery budgeting questions you have? Leave a comment and let me know so I can talk about those in this series.

TO BE CONTINUED….

How to plan your monthly grocery budget series:

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15 comments on “How To Plan Your Monthly Grocery Budget {Part 1} + Here Is Mine”

  1. I have two pre-teen kids so I try to do a lot of shopping at Costco (wholesale warehouse). We cook most of our meals at home and in bulk, so that definitely cuts the bill down. And, we actively look for sales!

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