indian-grocery-shopping-listSo so happy September is finally over and can’t wait to see what October brings in. On the grocery spending front, I was hoping to save at least $50 from the budget this month. Instead ended the month with $42.20 leftover money that goes to next month budget. So, next month I’ll have $442.20 to spend on groceries.

I had $149.68 left in the budget when the week started {Here is last week recap). Below is the breakdown of this week’s spending:

Indian store – $25.33 (1st picture)

Local grocery store – $41.61 (2nd picture)

Diapers for the toddler – $35.13 (when will the potty training end.. ha!)

Dollar tree – $5.41

After all the transactions, I have $42.20 left out of $400 September grocery budget.

As promised in the grocery budgeting part 1, I wanted to publicly track my September grocery budget with you. It was definitely a fun experience, but i’m not sure if it really is fun to you. I’m ending this series unless any of you find it useful and wants me to continue track my grocery shopping in the blog. just let me know.

I’m expecting my grocery budget to reach the $400 mark easily next month as I’m planning to buy some organic lentils and grains. Now, I need to reduce my waste to zero to make sure I don’t go over $400 mark. Yikes!

I didn’t consider the savings I received from cashback apps in the budget. I’ve been using cashback apps for years that provide cash backs for  purchases. IBOTTA (Use this link or my referral code gjheew to earn $10), Checkout 51, and BerryCart are some of the apps I use for cash backs. They help save some money on existing purchases.

For example, so far I earned $59.25 lifetime earnings just from Ibotta. If you’re in USA, I highly recommend giving these apps a try.

ibottaHOW TO USE THESE CASHBACK APPS:

All the 3 apps work alike. So I’m going to take Ibotta as an example and show you how to use it.

  • Download Ibotta app in your smartphone and when you sign up, use the referral code above for your first $10
  • After each visit to the grocery store grocery store, open the Ibotta app and select the store in which you purchased groceries {For example, if you purchased in Costco, select “Costco” before unlocking your cashbacks}
  • Go through the cashbacks listed under your store and see if they have any cashbacks for any of your purchases (most of the time they will have at least one of your purchases item listed for cashback)
  • For example, the above picture shows you can get cashback for MILK (any brand). So it doesn’t matter what brand of milk you bought, as long as it’s one gallon milk, you can get cashback for Milk purchase
  • “Unlock” the purchased products and click “verify purchase”
  • Verify meaning, scan the product you bought and upload receipt
  • You’ll receive cashback within 24 hours (I typically get within an hour)
  • As soon as you reach $25, you can redeem it for paypal or gift cards. They offer multiple options to redeem
  • It’s the same with other cashbacks apps as well

Two things to note:

  • I don’t check these cashback apps before my purchase. I don’t want them to influence my shopping in any way
  • I check these cashback apps as soon as I come home from the grocery store to not to forget to do it